Ernst's Ni-Ko Adventure Caravan

Fully comprehensive insurance

• Covers damage caused by collision, fire, natural forces (such as hail, falling snow, and snow slides), theft, animal-related damage, broken glass, and vandalism.
• It does not cover interior space damage or damage resulting from operating errors.

Third party liability

• Protects you as a renter against damage caused to another vehicle or property.
• It acts as supplementary coverage to your mandatory motor vehicle liability insurance.
• For caravans, liability coverage is provided by the towing vehicle.

Covers costs for accidents, breakdowns, vandalism, or theft within Europe.

• On-site breakdown service and towing
• Parking fees up to CHF 250
• Camper recovery up to CHF 5000
• Spare parts forwarding if unavailable on-site
• Return or onward travel (up to CHF 1000 for public transport or CHF 500 for a rental vehicle)
• Overnight stay (up to CHF 150 per passenger, max CHF 1200 per case)
• Return transport of an unroadworthy vehicle to Switzerland or its usual garage
• Incident-related services (taxi, rental car, return flight)

• Covers damage to interior components (including furniture, windows, blinds, electrical equipment, gas, and water systems) caused by sudden destruction from external or personal influences, excluding operational errors.
• For vehicles with a roof tent, this also covers damage to the roof tent interior.
• Deductible per claim: CHF 200.

• Covers theft, damage, and loss.
• Sum insured of up to CHF 5'000: deductible of CHF 50